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Motorcycle & ATV Law Firm - PA, OH, WV
Our Pittsburgh lawyers represent motorcycle & ATV riders in
Pennsylvania, West Virginia, and Ohio
Based in Pittsburgh, we represent people, and their families, in Pennsylvania, West
Virginia, and Ohio, who have been seriously injured or killed in accidents
while riding their street motorcycles, dirt bikes, scooters, Vespas, ATVs, "quads," or
"four-wheelers."
Work with a Lawyer Who Rides Dirt Bikes and Street Bikes
Fred Goldsmith rides both street bikes and dirt
bikes. He has successfully completed the Pennsylvania Motorcycle
Safety Program's Basic Rider and Experienced Rider Courses. He is
a member of Pittsburgh's
Sport Bike
Alliance, which promotes safe group riding,
Four Winds BMW
Riders, and
Mon Valley - Donora Riders Group. He understands the
machines, what it's like to ride trails, city streets, and highways, and
what riders are up against, whether it's careless or
distracted car and truck drivers (like talking on cell phones or
texting), defective road surfaces, improperly marked roads and
construction zones, or reckless
riders in the woods.
On January 30, 2010, and February 13, 2010, Fred Goldsmith appeared on the popular
Pittsburgh radio show "On the Road with Rocky" on ESPN Radio 1250 AM to
discuss proper insurance coverages for motorcycle riders and what to do
after a motorcycle accident. You can hear part of the first show (Fred appears
mostly in the 2nd half of the hour-long show) via this
link.
We Understand How Devastating a Serious Injury Can Be to You and Your
Family
Having been deeply involved in significant personal injury litigation for
collectively more than 25 years, we understand the medical issues
surrounding the injuries that can happen in these types of accidents,
particularly orthopedic and neurologic issues. We also know how devastating, both economically and emotionally, it
can be to lose one's ability to earn a living.
Contingent Fee Representation: No Recovery, No Fee
We handle these types of cases on a contingent fee basis.
We also advance the costs for the lawsuit, including the fees of experts
and consultants. This means a client will not owe us a fee unless and until there is a settlement
or judgment in the client's favor.
When/if such occurs, the client would then owe us the agreed-to fee and
any case expenses (such as court reporter charges, medical records fees,
expert witness fees, etc.) which the client had previously agreed in
writing were also its responsibility.
Motorcycle Post-Accident Checklist
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If you or others are injured, call 911 for EMS and, if applicable,
local or state police, sheriff, etc.
-
(If you
are not taken to the hospital by EMS/ambulance/others), see your own doctor or
hospital Emergency Room
ASAP, as your medical condition requires.
-
Get photos,
or have someone else do so, even with a cell phone camera, or a
disposable camera from a nearby convenience store, of the accident scene, vehicles, equipment,
products, road and pavement conditions, road signs.
-
If possible,
preserve the accident scene and any vehicles, equipment, or products, involved,
until such can be investigated.
-
Write down
the name, address, and phone number of all witnesses, particularly
including those not directly involved in the accident, such as
nearby businesses, other drivers, pedestrians.
-
Immediately report
the accident orally and in writing to police, describing how
all persons, vehicles, equipment, and/or products played a part.
Make sure the police investigate and prepare a report.
-
Try to avoid
discussing the accident or giving a written or recorded statement to
insurance adjusters until
you have the opportunity to talk to your own lawyer. You can call G&O 24/7 toll free at
877-40-GO-LAW (877-404-6529). Don't sign any statements or
settlement agreements, releases, waivers, etc. without first having
a lawyer review them to make sure your legal rights and claims are
protected and, if being settled, for an appropriate amount.
Remember that injuries can worsen with time, thus quick settlements
before you know exactly what is wrong with you usually are not a
good idea.
-
If a motor vehicle accident, report
it to your insurance company (but see #7),
exchange vehicle, driver, insurance information. Most insurance
policies require that you report accidents and potential claims
"promptly" or "immediately."
Why It's Important to Call a Lawyer Immediately After a
Motorcycle Accident
- Whether you need to file a lawsuit or not, it's
important to preserve evidence, and lawyers know the types
of evidence they'll need to best present your claim to
insurance companies and if necessary in court.
- Lawyers and their investigators are experienced in
interviewing witnesses and taking statements of
witnesses...it's important to do this quickly, because
witnesses disappear and memories fade with time.
- An experienced accident investigator, such as a retired
policeman or an engineer, may need to inspect and analyze
the accident scene, the pavement conditions, and
particularly if the accident occurs in a construction zone,
the road surfaces, configuration of signs, barriers, and
traffic cones, which may change quickly from the way they
were at the time of the accident.
- If a lawsuit needs to be brought against another person
or entity, generally in PA and many states it must be
brought within 2-years or it is barred, meaning the right to
bring one is lost forever.
- Lawyers know how to work with liability and damages
experts that may be needed to obtain a just recovery for
your accident and injuries: gathering medical, work, and
earnings history records; deposing doctors and fact
witnesses; working with experts in engineering and, for
example, construction zone safety, hiring vocational
rehabilitation and economics experts, and effectively
presenting your case to the other side's insurer and if
necessary to a jury in court.
Some Motorcycle Insurance Coverage Basics
- Bodily Injury & Property Damage Liability (BI/PD):
This protects you for your legal liability for damages and
injuries you may cause other riders, drivers, pedestrians,
homeowners, etc., up to the limit of liability you have bought
in your policy.
- UM and UIM coverages are very important: They protect
YOU if the other guy is UN-insured or UNDER-insured, meaning
they have NO insurance or their insurance limits are not enough
to cover all your losses from the accident, including property
damage, medical care, lost wages, pain and suffering.
- Comprehensive & Collision: This motorcycle insurance
coverage pays to repair or replace your motorcycle if it's
stolen or damaged in an accident, regardless of who is at fault.
For each coverage, you select a deductible that you pay out of
pocket. The insurer pays for the remaining damages up to
the policy limits.
- Medical Payments / MedPay: This covers the cost of
necessary medical care you receive as the result of a motorcycle
accident and can be used regardless of who is at fault.
MedPay often is limited to medical treatment received within the
first three years after an accident and is limited to a specific
dollar amount.
- Custom Parts & Equipment: When you purchase
Comprehensive or Collision motorcycle insurance coverage, some
insurers automatically provide Accessory coverage for your
custom parts and equipment. For instance, Progressive provides
$3,000 of coverage and you can usually buy more coverage.
- Roadside Assistance: If your motorcycle breaks down,
Roadside Assistance will pay to tow it to the nearest qualified
repair facility. Roadside Assistance also covers the
necessary labor costs at the place of breakdown when your
motorcycle is disabled due to things like a breakdown, a dead
battery, flat tire, running out of gas, or getting stuck in mud,
water, snow, or sand in or near the road.
Free
Post-Accident Credit Card Style Checklist
If you'd like
us to mail you a free credit-card style plastic post-accident checklist
card (see picture below), which has a scaled-down version of our above
post-accident checklist and is smart to keep in your wallet just in
case, and which includes our 24/7 contact info on the other side, just send
us an
e-mail and we'll get one right out to you.
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